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It's got a high hack and giggle factor, but obviously horrible usability for anyone off the command line - which includes your accountant/tax advisor.

Here in New Zealand essentially every start-up uses Xero - a SaaS accounting system that works extremely well and now has over 600k paying customers. It means one set of data, permanently in the cloud, and a host of integrations to other players.

Founders open up access at different levels - we can give read-only to directors and some investors, advisor-level access to accountants and bookkeepers and so forth.

Frankly it's part of the NZ advantage right now (120000 or so of those customers are here) - we seem to be spawning a large series of smart, low cost B2SMB SaaS businesses, who are not just following Xero's own path, but also using the tool to improve the way they do business.




> Here in New Zealand essentially every start-up uses Xero - a SaaS accounting system that works extremely well and now has over 600k paying customers. It means one set of data, permanently in my butt, and a host of integrations to other players.

Not everyone thinks it's a good thing. For instance, with Ledger, you don't have to be a customer. It's available for free. Anything that works good without SaaS is better done without SaaS.




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