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For wallets I really like using blockchain.info

- https://blockchain.info/wallet

It's free, well designed, secure (encrypted, two factor authentication), and there are mobile apps to access it anywhere. Check out the How it Works and the FAQ:

- https://blockchain.info/wallet/how-it-works

- https://blockchain.info/wallet/wallet-faq

For UK exchanges I'm not sure, maybe also check /r/bitcoin (https://www.reddit.com/r/bitcoin) and the Bitcoin Wiki (https://en.bitcoin.it/wiki/Trade#Currency_exchanges).




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