I suspect you'd fare pretty badly in a market, even if a better one existed. In Texas's deregulated electric marketplace, the market price for large-scale solar installations selling into the grid has fallen to around $0.05/kWh. Power from a single small-scale residential installation with less reliable delivery is probably worth less than that.
Depends on how much "better" the market is e.g. if it priced in the greenhouse gas externalities, the avoidance of transmission losses and grid upgrades etc then solar may be worth triple the residential rate. I believe a couple of states have calculated "value of solar" to use as part of their grid regulation, though specific factors like mix of gas and coal production and projected grid expansion factor into this.
Any reasonable grid would also be wired such that the power you generate will first go to your neighbors, if they need it, instead of 'round-tripping' to the utility and back. So, the utility is taking a huge cut even though it isn't really a factor in the transaction.
There are of course large-scale infrastructure costs (you get to fail-over to nuclear/coal/gas/wind/other), but it seems like all of those things should be accounted separately instead of all being lumped into two line items on a monthly bill from your local monopoly.
