Patrick, I'm curious how you have been using Stripe as you are in Japan and it seems they only recently began expanding out of America. Is the business entity behind BCC registered in the US?
I signed up with my US address and banking information. "By registering for a Stripe Service Account, you are confirming to be either a legal resident of the United States, a United States citizen or a business entity authorized to conduct business by the state in which it operates." (Though I finally got a DBA from Illinois, um, yesterday. Not related to Stripe -- a hospital wasn't thrilled with the notion of writing a particular flavor of check to a natural person.)
Now to answer the question you asked: I have lived in Japan for my entire adult life, but prior to that I grew up in the United States. I routinely use my former address, which my parents still live at, for business purposes. Even if it weren't trivial for me to open accounts online, I would still have accounts in good standing from e.g. my college student days, which are sufficient to bootstrap me into a customer relationship at any US bank.
