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I am using Spacemacs so I like the idea of using plain text files. But until there is way to input new transactions via my smartphone easily, I will probably stick with classic YNAB for the foreseeable future. Otherwise, I might have to learn Android programming to create my own app to do so.



You could keep your ledger on Nextcloud, and tell the Android app to keep it available offline. Then edit in an Android text editor. Obviously a fancy Android app that reads/writes the text files would be great, though.


And there is the `finance` layer for it with support for ledger :-)




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